Why You Need a Structural Survey When Buying a House

structural survey


Are you on the hunt for a new home? It’s an exciting journey, filled with dreams of the future. However, one crucial step in this process is conducting a thorough inspection of your potential investment. Here, we dive into why this procedure, also known as a structural survey, is non-negotiable when purchasing a property.

Finding Hidden Problems :

A structural survey acts like a detective, investigating potential hidden defects that might escape the untrained eye during a viewing. This comprehensive inspection uncovers any significant structural issues, electrical problems, or potential dampness. With this detailed report, you get an insightful overview of the property’s condition, helping you dodge unwelcome surprises and costly repairs down the line.

Negotiation Power :

This detailed assessment also serves as a potent negotiating tool. If it unearths significant issues that need repair, this could impact the property’s price. You can use the findings to negotiate a lower price, potentially saving you a considerable sum of money.

Planning for Future Maintenance :

A structural survey isn’t just about pinpointing current problems; it also serves as a roadmap for future maintenance. It provides essential insights into the areas that might need attention in the coming years, helping you plan your home maintenance schedule. This foresight enables you to maintain your property’s value and extend its lifespan.

Facilitates Insurance and Mortgage Approvals :

Often, both insurance companies and mortgage lenders require an in-depth inspection of the property. By conducting a structural survey, you facilitate a smoother, quicker approval process for your insurance and mortgage applications.

Peace of Mind :

Ultimately, the most significant benefit of a structural survey is the peace of mind it provides. Knowing that your future home is structurally sound and free from major defects is priceless. It allows you to move forward with confidence, secure in your investment.


A structural survey is a critical step in buying a home. It not only helps you avoid potential issues but also assists in negotiations, future maintenance planning, and facilitates financial approvals. Most importantly, it grants you peace of mind, assuring you of the soundness of your investment. Make sure to contact AOCA if your thinking of getting a survey.